Investments & Savings
With so many options for savings and investments available - savings plans, savings accounts, high interest accounts, ISA’s, short term investments, capital growth investments and income investments - it’s hard to know what’s best.
Bank and Building Society accounts
Many people leave their money in a bank or building society unaware of savings or investment rates or the effects of tax on the interest and the erosion of value by inflation. Deposit accounts are great for the short to medium term but to secure value or growth in value, it would be prudent to consider alternative forms of investment particularly over the long term.
Having access to the whole of the savings and investments market place, your financial adviser is here to help you get the most for your money.
How hard is my money working for me?
Whether you have a lump sum to invest, wish to save monthly or already have investments in place, it is vitally important to review their performance. Often Banks and other financial institutions change the interest rate payable after enticing you with an attractive rate in year 1.
Should I invest in an ISA, Bond, Unit Trust etc?
With such a wide choice of investments and a huge range of funds within each to pick from, you will need professional guidance.
Should I pay off part of my mortgage?
Normally we would always recommend debt reduction before investing long term, however to ascertain what is right for you we would need to consider your specific circumstances.
The right investments for you.
At Navigate IFA, we will help you decide which investment is right for you. Whether for income, capital growth or both, we will recommend a portfolio of funds suited to your risk profile and provide regular updates, in layman’s terms, regarding performance and any changes that we would recommend to take into account changing economic conditions.
THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.
PAST PERFORMANCE IS NOT A RELIABLE INDICATOR OF FUTURE PERFORMANCE.